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        <title>Financial Help  with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply</title>
        <description>Latest articles from Financial Help  with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com)</description>
        <link>http://www.financial-helps.com</link>
        <lastBuildDate>Fri, 21 Nov 2008 22:01:48 +0100</lastBuildDate>
        <generator>Created by as "Netfluence"</generator>
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            <title>Commercial Collections And Credit Granting</title>
            <link>http://www.financial-helps.com/commercial-collections-and-credit-a346.html</link>
            <description><![CDATA[It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy grows or contracts.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
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            <title>Easing Your Financial Burdens With Credit Counseling</title>
            <link>http://www.financial-helps.com/easing-your-financial-burdens-a345.html</link>
            <description><![CDATA[Its tough getting a handle on mounting credit card debt. Here are some great tips for figuring out ways to manage this unwieldy problem.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
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            <title>Making Sense of Credit Card Fees</title>
            <link>http://www.financial-helps.com/making-sense-of-credit-a344.html</link>
            <description><![CDATA[In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>Read and Understand Your Credit Card Statement</title>
            <link>http://www.financial-helps.com/read-and-understand-your-a343.html</link>
            <description><![CDATA[Have you ever looked at your credit card statement and ended up just scratching your head in frustration? Well join the club! But dont take any comfort in the fact that you have plenty of company, because lack of knowledge can cost you... right on your credit report, and once there can stay with you a while...]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
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            <title>Credit Counseling -- Why It Doesnt Work For Most Debtors</title>
            <link>http://www.financial-helps.com/credit-counseling-why-a342.html</link>
            <description><![CDATA[Discusses why credit counseling has come under attack by consumer groups for failing to do the job it's advertised to do. Explains the main reasons for credit counseling's failure to provide debt relief for most enrollees.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
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            <title>Always Avoid Payment Holidays</title>
            <link>http://www.financial-helps.com/always-avoid-payment-holidays-a341.html</link>
            <description><![CDATA[Once youve been paying off a credit card for a while, you might be offered a payment holiday. Youll get a letter, saying that since the company knows its difficult for some families around Christmas (or whatever other excuse they think up), theyre offering you a month off from paying, as a special present.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>Low Interest Credit Cards: A Thing of the Past?</title>
            <link>http://www.financial-helps.com/low-interest-credit-cards-a340.html</link>
            <description><![CDATA[With interest rates rising, low or zero percent credit cards may soon become a thing of the past. However, the wise shopper can still secure a low rate by carefully shopping around.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>Fixing A Credit Report</title>
            <link>http://www.financial-helps.com/fixing-a-credit-report-a339.html</link>
            <description><![CDATA[Is fixing a bad credit report possible? Yes, and you can do it on your own, starting today.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>How to Improve Your Credit Rating</title>
            <link>http://www.financial-helps.com/how-to-improve-your-a338.html</link>
            <description><![CDATA[When we have ourselves back on our feet there is nothing worse than realising that our credit rating has been effected. This can impact on many areas of your life. It can be changed.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>The Right Way To Credit Repair</title>
            <link>http://www.financial-helps.com/the-right-way-to-a337.html</link>
            <description><![CDATA[Bad credit is no fun but with these simple steps to credit repair, you can be on your way to a more carefree life.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:55:57 +0100</pubDate>
        </item>
        <item>
            <title>Understanding Credit Card Penalties</title>
            <link>http://www.financial-helps.com/understanding-credit-card-penalties-a336.html</link>
            <description><![CDATA[Because most of us have one or two credit cards and we use them every day, understanding credit card penalties and fees is a significant issue since one time or another we have paid a penalty for some reason.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
        <item>
            <title>Dont Fall For A Scheme When Trying To Rebuild Your Credit History</title>
            <link>http://www.financial-helps.com/dont-fall-for-a-a335.html</link>
            <description><![CDATA[For people with a spotty credit history or bad credit, getting approved for a standard credit card can be difficult, if not impossible.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
        <item>
            <title>Myths and Truth about Credit Scoring</title>
            <link>http://www.financial-helps.com/myths-and-truth-about-a334.html</link>
            <description><![CDATA[What score is acceptable for a particular loan or credit product depends solely on a lender. The persons credit score might not be high enough to get credit with one bank, and perfectly acceptable with another.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
        <item>
            <title>FREE Credit Report Offer - Careful, It Might Carry Hidden Charges</title>
            <link>http://www.financial-helps.com/free-credit-report-offer-a333.html</link>
            <description><![CDATA[FREE credit checks or free credit reports. What are they all about? Why every second company on the Net is offering you a free credit report? Are they all suddenly moved into a charity business?]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
        <item>
            <title>7 Ways To Squash Identity Theft</title>
            <link>http://www.financial-helps.com/7-ways-to-squash-a332.html</link>
            <description><![CDATA[It is the scourge of our age: identity theft. Thieves learn an important part about your personal information, such as your credit card number, and they open accounts in your name and spend, spend, spend! Unfortunately, by the time you discover that you are a victim the damage is already done. Here are seven steps you can take to prevent identity theft.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
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            <title>3 Free Credit Reports For You</title>
            <link>http://www.financial-helps.com/3-free-credit-reports-a331.html</link>
            <description><![CDATA[If you were to tell someone that they can have a certain item for free, more than likely their response would be, whats the catch? In the case of credit reports there is no catch, you can now get a free copy of this report through the three credit reporting agencies: Equifax, TransUnions, and Experian. Lets take a look at the law and how you can benefit from it.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
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            <title>How You Can Help Prevent Identity Theft</title>
            <link>http://www.financial-helps.com/how-you-can-help-a330.html</link>
            <description><![CDATA[Identity theft can happen anytime, anywhere and to anyone, individuals or businesses.  Everyone must be educated and aware so it can be avoided.   Most identity theft involves the U.S. Mail which is why the U.S. Postal Inspection Service is a lead agency in investigating Identity Theft.  Identity Theft is a criminal offense.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
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            <title>How Can A Qualified Mortgage Consultant  Help Boost Your Credit Scores?</title>
            <link>http://www.financial-helps.com/how-can-a-qualified-a329.html</link>
            <description><![CDATA[A qualified mortgage consultant will guide you through the nuances of the process of improving your credit score to refinance and save money.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
        </item>
        <item>
            <title>Credit Scores and Loan Applications</title>
            <link>http://www.financial-helps.com/credit-scores-and-loan-a328.html</link>
            <description><![CDATA[How a credit score is derived, and what consumers need to do to insure its accuracy.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
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        <item>
            <title>How to Repair a Bad Credit Rating</title>
            <link>http://www.financial-helps.com/how-to-repair-a-a327.html</link>
            <description><![CDATA[If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.]]></description>
            <pubDate>Sun, 06 Apr 2008 16:54:13 +0100</pubDate>
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