Latest articles from Financial Help with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com) http://www.financial-helps.com 2008-11-21T21:07:03+01:00 text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/fair-credit-reporting-act-a546.html The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA) or Credit Bureau. Learn what the law says and repair your credit today! text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/identity-theft-they-a545.html We hear about the statistics of identity theft and sometimes forget those numbers represent an individual's life. One of those numbers just happened to be my business partner. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/tips-for-credit-card-a544.html Moving money from credit card to credit card to take advantage of interest free balance transfers and effectively borrowing money for free. But if you don't do it carefully it could end up costing you money. These tips will help you make the most of interest free balance transfers. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-cards-what-a543.html Many credit card lenders have a policy that allows them to increase your interest rate if you pay anyone late. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/choosing-a-credit-counseling-a542.html If you have considered credit counseling as an option to your financial problems, then you are probably wondering how to choose from one of the many credit counseling companies that are popping up left and right these days. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-counseling-basics-a541.html Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you daily to collect money that you simply don’t have. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-counseling-could-a540.html In the face of financial hardship, many seeking a responsible solution turn to credit counseling. Credit counseling is, all too often, the last stop before bankruptcy. That is, of course, not to say that credit counseling prevents bankruptcy altogether. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/what-you-should-know-a539.html Credit counseling is a free service that many people with money problems have turned to in the face of financial ruin. Credit counseling companies negotiate with your creditors to reach financial solutions that benefit both you and your creditors. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-counseling-is-a538.html Not everyone has a positive experience with credit counseling. Potential creditors often frown upon consumers who are going through credit counseling, denying them credit or sticking them with elevated interest rates on new lines of credit. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/practical-suggestions-for-protecting-a537.html You've heard all about it, you see it on the news, in the papers and magazines. Identity theft is one of the most damaging forms of crime today and it is spreading like wildfire. Here are some practical suggestions for how you can protect yourself form being a victim of identity theft. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/useful-tips-on-using-a536.html Here are some useful tips on using credit cards. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-cards-for-home-a535.html It is wise for you to have a company credit card like a VISA card. How can you find the least expensive bank card for your business? You may decide to use a VISA card from your local bank. Check the interest rate on unpaid balances. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/simple-identity-theft-protection-a534.html Simple tips to lower your risk of identity theft both off and online. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-card-debt-a533.html One of the biggest problems people have in these modern times is Credit card debt, and worst is USA. Simply because there have always been so many laws and regulations before you could have a card in the rest of the world... text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-cards-marketing-a532.html If gold medals were awarded for marketing consistency, the credit card industry would be the Sarah Hughes of the business world. Major players Visa and MasterCard, who have maintained their steady rates of spending and commitment to their positioning platforms for years, will stick to their established routines this year text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-scoring-what-you-a531.html Do you know how serious an impact a credit score can have on your life? Do you know how your credit score is calculated? Do you know how to get your credit report free and online? This article answers these questons and more ... and explains the things you can do to improve your your credit score. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/how-a-prepaid-debit-a530.html Learn how you can use a prepaid debit card to rebuild bad credit... text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/the-next-person-with-a529.html The Federal Trade Commission estimates that there are somewhere between 40 and 70 MILLION people in the United States with credit problems severe enough to prevent them from obtaining fair market credit. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/is-it-safe-to-a528.html Online car finance is convenient. You can apply over the net and shop around for a good deal from the comfort of your home. text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/is-your-credit-score-a527.html Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses.