Latest articles from Financial Help with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com) http://www.financial-helps.com 2008-11-21T19:10:58+01:00 text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/like-it-or-not-a186.html Just when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s called credit scoring. And, its impact on your financial future can mean more to you than a college degree. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/give-yourself-credit-a185.html Offers a common sense approach to managing your credit cards. Everything you need to know from avoid credit card debt to protecting yourself against fraud. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/how-to-get-credit-a184.html The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. By employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-repair-companies-and-a183.html Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-help-for-real-a182.html Find out how the different parts of your credit scores count and how to get financing for real estate . . . text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/dont-fall-for-credit-a181.html We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/special-credit-information-for-a180.html For real estate investors. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/10-step-credit-repair-a179.html Step-by-step plan for clearing credit to finance real estate by a real estate investor who overcame credit issues. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/to-repair-credit-is-a178.html Learn how you can earn a millionaire's credit in 25 days. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/how-healthy-is-your-a177.html Outlines 5 key tips to consider when reviewing your personal credit report. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/debit-card-vs-credit-a176.html Explains the basic differences between a credit card and a debit card and the need to be educated about their uses. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/convenience-can-be-costly-a175.html Outlines the extra fees associated with using credit card cash advances and “convenience checks”. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-repair-scams-a174.html Illustrates the need to use caution with any type of credit repair service or offer. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/beware-of-falling-minimum-a173.html Explains the dangers associated with the recent moves by creditors to decrease their minimum due on monthly payments. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/4-steps-to-creating-a172.html Demonstrates the steps to take to build and establish good credit habits. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/3-ways-to-improve-a171.html Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you’re interested in improving your credit rating quickly, you’ll find this story helpful: text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/good-credit-is-king-a170.html If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are in the proverbial driver's seat, when it comes to selecting your loan program. Be sure to find a good mortgage consultant, and carefully explain exactly what you need. Here are just a couple of "outside-the-box" programs that come in handy for some people but require excellent credit ratings. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/your-guide-on-choosing-a169.html Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card – and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice. text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/4-steps-you-can-a168.html Help! I’ve Been Turned Down text/html 2008-04-06T16:54:12+01:00 http://www.financial-helps.com http://www.financial-helps.com/7-surefire-ways-to-a167.html Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure.