Latest articles from Financial Help with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com) http://www.financial-helps.com 2009-01-07T22:57:05+01:00 text/html 2008-04-06T16:55:58+01:00 http://www.financial-helps.com http://www.financial-helps.com/harassment-of-people-in-a443.html SECTION 40 OF THE ADMINISTRATION OF JUSTICE ACT "S40 Punishment for unlawful harassment of debtors". Many activities could count as harassment. It is important to note that “anything done by a person which is reasonable” when trying to recover a debt, is not considered to be harassment. Both the Office of Fair Trading and Trade Associations (run by the credit industry) have produced guidance on what activities may be considered harassment and should therefore be avoided by creditors. The following list is taken from the new Debt Collection Guidance for holders of consumer credit licenses.