Latest articles from Financial Help with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com) http://www.financial-helps.com 2009-01-07T23:12:59+01:00 text/html 2008-04-06T16:55:59+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-reports-a634.html Credit reports are, quite simply, electronic records of your credit activities. These activities can range from borrowing money to buy a car to applying for a loan or credit card or missing payments on loans you have taken. The report is generated so that potential lenders can see how you use credit and how much of it you have available.