Latest articles from Financial Help with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply (http://www.financial-helps.com) http://www.financial-helps.com 2009-01-08T03:46:36+01:00 text/html 2008-04-06T16:55:57+01:00 http://www.financial-helps.com http://www.financial-helps.com/credit-counseling-what-is-a355.html If you are in difficulty financially, you have in all probability heard the term “credit counseling,” however do you understand what it is? Most times this term is used in the same sentence as debt negotiation or debt settlement, however in fact, it is an entirely dissimilar procedure. With credit counseling, you will in fact work with a credit counselor to pay off your debt in smaller, monthly payments that you can manage to pay.