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        <title>Financial Help  with credit counseling,Low Interest Rate Credit Card,and Credit Card Apply</title>
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        <title>Be Careful of Inquiries on Your Credit Report</title>
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        <description>Every time that someone looks at your credit report, the inquiry is noted.  If you have lots of inquiries on your report, it may appear that you are shopping for several loans at once - or that you have been rejected by lenders.</description>
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